You Never Knew the Grocery Store Was Dangerous

Hi there, friends! I’m Natalie Anne Lipnicki-Stuart, and welcome back to my blog.

Most of us go shopping at least once a week to buy food for our families and ourselves. You probably aren’t fearful of visiting the grocery store, because what could possibly go wrong? Well, one thing that can happen is you could be injured in an accident, which is what happened to a friend of mine.

He was injured after slipping on a spill, but one could just as easily be a car accident victim on the way to the store or get mugged in the parking lot. Who knew a trip to the grocery store could be so dangerous?

What to Do After You’ve Been Injured in an Accident

A car accident lawyer in Largo suggested that I help my readers to understand what to do after being hurt in an accident, because accidents can happen in places where you’d least expect them to…like walking down Aisle 5.

After you’ve been injured, you will probably receive medical treatment right away. You should document all of your injuries and treatment carefully, because you can be compensated for them when someone else was responsible for your injuries. This is due to negligence laws. By filing an injury claim, you can receive a settlement from the person who harmed you.

For example, when injured at a grocery store, you could sue the storeowner if negligence is found to have been involved.

After seeking medical treatment, you should try to gather evidence that proves your case. You can interview witnesses or have someone else do this for you. These witnesses will be important in proving your case.

In addition, you’ll need to document the scene of your accident. For example, if you slip on a spill at the grocery store, take photos of the spill and the area where the accident happened.

Once you have your evidence, be sure to calculate your total losses. You’ll probably have hospital bills, lost wages, and other damages this injury caused you. You’ll want to make sure your settlement accounts for all the suffering you went through because of the other person’s carelessness.

Once you’ve followed all of these steps, you can submit your injury claim against the person responsible. You can also have an attorney help you with this process.

Find Answers to Your Legal Questions

Now you know what to do if you’re injured in the freezer aisle in your neighborhood grocery store. You can also use these steps when injured in any accident caused by someone else.

Natalie is always here to help you understand laws that affect your life happiness. Why do I do this? Because legal studies should be for everyone—not just for lawyers.

Requirements for Chapter 7 Bankruptcy

It’s never easy to make the decision to file for bankruptcy, although it may be your only solution if you simply have so much debt that you can’t pay it back. The process can be stressful and confusing, partly because there are different types of bankruptcy. About sixty-three percent of bankruptcies in the US are Chapter 7. Individuals and corporations can both take advantage of Chapter 7 and most people who apply for Chapter 7 bankruptcy are eligible to do so.

There are certain requirements for Chapter 7 bankruptcy, and a Terre Haute Chapter 7 lawyer can advise you whether it will work for you or whether you have other options, such as consolidating your debts. A Chapter 7 bankruptcy will stay on your credit report for up to ten years, making it extremely difficult to be approved mortgages or loans during that time.

You will still have to pay back some debts, such as alimony, child support, and student loans. Most people end up keeping their home and their car. and once you have filed, your creditors legally must stop harassing you for payment. You will no longer be responsible for unsecured debt, which includes debt from credit cards, consumer loans, medical bills, and store cards.

One way to tell if you qualify for Chapter 7 bankruptcy is to calculate your debts and your income. If the amount of your debt is over half of your income amount, it’s a strong indication that Chapter 7 may be appropriate for you. Even if you did everything possible to pay off your debts, but you couldn’t possibly pay them back within five years, that’s also an indication that Chapter 7 may be your best solution.

Most people that apply for Chapter 7 have almost no disposable income after paying their bills and debts and have monthly income that’s under their state’s median figure. All of this is addressed in what is known as a means test – basically, a comprehensive look at your overall financial situation which is used to determine whether you qualify for Chapter 7.

If your income is too high, you won’t be eligible for Chapter 7. Extra income such as property income, royalties, a pension, or child support, can all make a difference when it comes to determining eligibility. You aren’t eligible for Chapter 7 bankruptcy if you have filed and undergone Chapter 7 within the last six years. In some cases, a person filing for bankruptcy can be eligible for Chapter 13, rather than Chapter 7.

If you file for Chapter 7, you’ll also have to participate in a credit counselling class or course, one that is approved by your state. The counseling is partly intended to see if another approach to dealing with debt might be more effective, such as consolidating debts or another type of bankruptcy. It’s important to take the class seriously; not only can it be useful, but you will need to verify to the court that you had the counseling when you file for bankruptcy.

Can Family Members Receive Work Comp in Iowa?

If you live and work in Iowa, you’ve probably at least heard of workers compensation insurance. Workers comp is a type of insurance that most employers are required to obtain to protect injured workers. The insurance covers all injuries that happen on the job or because of a worker’s job duties.

The insurance coverage provided doesn’t vary from policy to policy. Rather, it contains the same benefits for all injured workers. Most employees are covered by workers compensation, but there are some exceptions. If you work for a family member, then you might be wondering if you’re covered by work comp.

Are Family Members Covered in Iowa by Work Comp?

The answer is: no. Family members aren’t covered by workers compensation. These workers are considered exempt or ineligible to receive workers comp benefits if they are related to the employee. The only time a family member can be paid workers compensation benefits is if a family member dies on the job.

The spouse and surviving children can be paid out due to the worker being eligible for workers compensation.

What is Considered an Injury under Workers Compensation Laws?

The law leaves the definition very broad when defining an injury. It can be a health hazard, injury, or illness that has resulted from your employment. You can’t be paid workers compensation benefits for a preexisting condition, unless your working duties made your condition worse.

What Types of Benefits Can You Receive for Your Work-Related Injury?

When you’ve been hurt on the job, there are likely a few things you will worry about financially: your medical expenses, your lost wages, and your future earning potential. Your employer’s workman’s compensation insurance will most likely cover all three of these concerns.

  • Your benefits will include payment of medical expenses related to your injury.
  • You can also be paid replacement wages, also known as cash benefits, for all the time you will miss from work.
  • If you are disabled by your injury or illness, you can receive payment for your disability. It could be a temporary disability, a partial disability, or a total long-term disability. You can be compensated for how your injury has affected you and your life.
  • The family can also receive payment, as previously mentioned, for death benefits, should a worker be killed on the job.

Need Some Assistance Handling a Workers Compensation Case in Iowa?

Yes, workers compensation laws are confusing. Filing a claim can be difficult, and if you’ve recently been injured, you’ve got a lot on your plate already. It’s usually a good idea to contact a Des Moines workman’s comp lawyer who can assist you in filing your claim.

It’s very possible for the insurance company to deny a claim for a number of reasons. Having legal assistance is beneficial to you and your claim. Your attorney will know what to do to see that you receive the benefits you need until you can return to work.